Published October 31, 2026 in Market Update

One part of Nacogdoches is moving faster than the rest

By April Aberle, REALTOR® | RE/MAX Crossroads Realty

Real estate, Nacogdoches

Mortgage rates crossed 7% for the first time since January 2025, according to Realtor.com. That is real pressure on buyers. Yet the Real Estate Data Aggregator shows that in ZIP 75961, 38.5% of homes went under contract within two weeks of listing, in the three months ending August 31, 2026. That is the fastest pace of any ZIP code in Nacogdoches right now.

That number matters whether you are buying or selling. For buyers, the right home can still move fast. For sellers, it shows that good pricing and preparation still work, even when rates are high.

How the three ZIP codes compare

Nacogdoches has three active ZIP codes in this data. They are telling three different stories, in the three months ending August 31, 2026.

ZIP 75961: the tightest market

The Real Estate Data Aggregator counted 25 homes for sale and 23 new listings in 75961 during this period. With 13 pending sales and 38.5% of homes going under contract within two weeks, supply is tight here. That is a meaningful gap over the other two ZIP codes.

ZIP 75964: supply is heavy

The Real Estate Data Aggregator counted only 2 homes sold in 75964, against 28 homes for sale and 30 new listings. Months of supply sat at 42.9, which is very high. Sellers here averaged 93.3% of their list price, and no home sold above list, according to the Real Estate Data Aggregator. That is a buyer's market by any measure.

ZIP 75965: more homes, slower pace

The Real Estate Data Aggregator counted 58 homes for sale and 68 new listings in 75965. Seven homes sold, with a median sale price of $285,000 and a median of 25 days on market. Months of supply came in at 25.4. Only 28.1% of homes went under contract within two weeks. No home sold above list price, and the average sale came in at 92.3% of list.

Rates are real, and they are affecting the whole country

Realtor.com reported that rates topped 7% for the first time since January 2025. Nationally, Realtor.com also reported that 20.8% of listings took a price cut in September 2026, the highest share since October 2022. Active listings nationally grew to 1.16 million homes for sale, year over year.

The Federal Housing Finance Agency reported that U.S. home prices rose 2.4% from August 2025 to August 2026. Month over month, prices were up 0.3% in August, seasonally adjusted. So prices nationally are still moving up, just slowly.

One more thing worth saying: these are ZIP code numbers. One street, one neighborhood, even one block can read very differently from the whole ZIP. If you want to know what is happening right where you live, or where you are looking, reach out and we can talk through it.